SBA/USDA Loan Products

Bridge Business Bancorp, LLC, an operating division of the Bridge Finance Group, is a diversified corporate finance company offering a full range of asset and cash flow-based financing products for small and medium-size businesses. We specialize in providing both revolving and term loan products for working capital, equipment, real estate acquisition, turnaround/recapitalizations, management buyouts, short-term financing or expansion. We understand the exceptional challenges of businesses today, and will work to deliver intelligent customized financial solutions that will help our clients get the peace of mind that comes from meeting their financial needs.

LOAN SIZE
$500,000 to $10,000,000

STRUCTURES
Asset Based Lending

• Working capital facilities secured by Accounts Receivable and Inventory.
• Term loans secured by Real Estate, Machinery and Equipment.

Government Loan Programs*

• SBA 7(a)
• SBA 504
• USDA Business & Industry

Commercial Real Estate*

• Conventional or SBA
• Fixed or floating rates up to 10 years
• Loan amortizations up to 25 years
• Bridge Loans, Mezzanine Loans, Subordinated Debt

*Can be offered in conjunction with asset-based credit facilities

FINANCE TYPES

• Acquisition
• Expansion
• Equipment Financing
• Commercial Real Estate
• Rapid Growth Situations
• Turnaround
• Recapitalizations

CREDIT CRITERIA

Bridge does not focus solely on balance sheet ratios, operating ratios or financial covenants. Borrowing entity should demonstrate cash flow on a current interim basis, if not on a year to date basis. The collateral base, credit enhancements and cash flow must be sufficient to support debt service requirements.

TARGET INDUSTRY SEGMENTS

• Healthcare
• Wholesale
• Technology
• Manufacturing
• Agri-business
• Professional Services
• Distribution
• Transportation
• Real Estate

Apply Online Today!