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BUSINESS
OFFERINGS

General Lending
Healthcare Lending
SBA/USDA Loan Products
Insurance Lending



  
 



 
 


 

  
 

 

 

  
 














































































 
 

Insurance Lending


Capital is the agent’s key building block to success. Without it, insurance professionals are unable to leverage technology and personnel to build an agency that can grow organically or through acquisition.

Oak Street Funding (OSF), a Bridge Finance Group company, can help you get the capital you need to meet your financial goals by leveraging the value of your future commissions.

Many of OSF’s customers are surprised by the financial freedom they can receive by taking a loan from OSF. Accountants typically encourage insurance agents to keep their personal finances separate from their business. But as an agent who is working to grow their agency, this is often difficult to do. Many times they are using their home or personal credit cards to finance their business. OSF can take personal assets and debt out of the equation while in this process potentially raising their credit score.

OSF can provide money for:

  • Business debt consolidation
  • Agency acquisition
  • Succession/perpetuation planning
  • Working capital
  • Hiring top producer
  • Fielding a marketing campaign
  • Buying another book of business
  • Purchasing leads
  • Investment in technology

OSF offers competitive advantages to help meet your financial goals:

  • OSF is one of America's first and most trusted commission-based lenders.
  • OSF has in-house expertise and understands the complexities of insurance commissions. We can quickly and accurately predict your future commission stream.
  • Agent, agencies, brokers, insurance carriers and OSF are perfectly aligned to ensure policies continue to renew.
  • OSF is quicker to respond than banks.
  • OSF operates in a centralized environment for maximum efficiency.
  • OSF is easy to do business with: they are agent friendly, understand insurance and provide excellent customer service.

General requirements for a loan or line of credit

  • Individual-level policy detail
  • Carrier rating by A.M. Best minimum of C+
  • Personal Guarantee of borrower
  • Perfected Security Interest of collateralized policies
  • Vested interest in renewals
  • Loan and line of credit amounts range from $25,000 to $10,000,000

For more information about Oak Street Funding, please visit www.oakstreetfunding.com, or call 1-866-625-3863.

  

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